Legal Notice

Ownership of the website

ABANCA Corporación Bancaria S.A. (hereinafter, ABANCA), a company with registered address in Betanzos, rúa Cantón Claudino Pita, 2, 15300, and CIF A-70302039, is a credit entity under the supervision of the Bank of Spain and duly registered with the Register of Banks and Bankers of the Bank of Spain with code number 2080, and is the owner of the corporate website abancacorporacionbancaria.com (hereinafter the website), that ABANCA makes available for Internet users in order to, on the one hand, provide financial and corporative information on the activity and business of ABANCA and of the companies belonging to the ABANCA Economic Group (as "economic group" is defined on the article 42.1 of the Spanish Trading Act), and, on the other hand, provide services through the website, the so-called online services.

ABANCA Corporación Bancaria S.A. is registered with the Companies Register of A Coruña, in tome 3426 of the General Section, folio 1, sheet C-47,803, 1st entry.

Agreeing to the terms of use of the website

Access and browsing this website entails that the user knows and accepts without reservation all the general terms and conditions included in this Legal notice. For this reason users are adviced to read carefully this legal notice, and to do so regularly and before browsing the website.

These general terms of use of the web, as any other terms or conditions as may be required, are for the purposes of regulating and informing website users of the activity and business of ABANCA and of the companies belonging to its economic group, and the very regulation of the use of the website.

The information shown in this website will be in force by the time it is presented here. ABANCA keeps its right to update, edit, cancel, remove, or limitate website's content, its links or the information presented on it without any previous notice. In that case that new information will come into force at the very moment of being published.

General terms and conditions of the website

  1. Privacy policy

    1. Personal data protection:

      For information on the privacy policy of this website, which is part of the general terms and conditions of use of the website, please read the privacy policy.

    2. Cookies:

      For information on the use of cookies on the website, which is also part of the general terms and conditions for the use of the website, please go to cookies policy.

  2. Industrial and intellectual property. Hyperlink policy

    All our contents in the website and, especially, the brand, trade names, industrial designs, designs, texts, photographs, graphics, logos, icons, software and any other sign or element suitable for industrial or commercial use are protected by the industrial and intellectual property rights of ABANCA or of the third parties holders of the same who authorised their use in the website. Therefore, the use, adaptation, combination, reproduction, or any other type of alteration of these brands names, trade names, industrial designs, texts, photographs, graphics, logos, icons, software or elements suitable for industrial or commercial use is strictly forbidden unless ABANCA expressly consents to it in writing. ABANCA keeps its right to exert every available legal action against users who violate or break of ABANCA's industrial and intellectual property rights.

    ABANCA shall not be liable for any infringement of the intellectual or industrial property rights of third parties that resulted from the inclusion in the website of brand name, trademarks, industrial designs, texts, photographs, graphics, logos, icons, software and any other sign or elements suitable for commercial use that was the property of a third party who have stated their ownership rights and have authorised their inclusion in the website.

    Under no circumstance may it be construed that access to the website and browsing the website by users entails a waiver, a transfer or full or partial relinquishment of the said rights on the part of ABANCA or the corresponding rightful owners, nor the granting of the right or the expectation of the right or any authorisation whatsoever to modify, transform, exploit, reproduce, distribute or publicly communicate the contents of the web. The modification, transformation, exploitation, reproduction, distribution or public communication of these contents shall always require prior and express authorisation in writing by ABANCA or their rightful owners.

    The website may not be linked to any other website without the prior, express written consent by ABANCA. Any link shall always be from the homepage or from where ABANCA determines. This link shall be full and absolute so that the user is taken to the ABANCA website, which shall encompass the whole surface of the screen of the homepage.

    ABANCA shall not be liable for the contents of the target websites resulting from web links, nor for any infringement upon the right of third parties by these websites.

  3. Responsibility of ABANCA

    The user acknowledges and accepts that he or she uses the web and its services under his or her sole and entire responsibility.

    Contents published on this website are only for informative purposes, and they cannot be understood as recommendation, suggestion or advice, neither as an element leading to future investments or to financial decisions of any kind. Therefore, ABANCA shall not be liable for the use of this information by website's users in their decision making or their investments.

    The infomation provided by ABANCA on this website is subject to the current Spanish legislation. Therefore, this information is not addressed to users under different legislations, such as those living in countries where laws demand compliance with different requirements with regard to the publishing of financial and corporate information, regardless this information applies to ABANCA or to the companies belonging to ABANCA's economic holding.

    ABANCA shall not be liable if there were temporary inconsistencies between printed documents and their online version on this website. If such inconsistency arises, the documents' printed version shall prevail.

    ABANCA shall not be liable for the truthfulness, integrity or up-to-date character of any information but those produced by ABANCA, neither of information publihed on other websites that may be linked from www.abancacorporacionbancaria.com, and provided as alternative source of information. The information published on those websites follow the terms and conditions applied to those websites, also published on them. Therefore, ABANCA shall not be liable for those links at any time.

    ABANCA shall not be liable for damages occured in the hardware or software of any device used by customers to access this website, neither potential viruses infecting the users' devices when surfing this website.

    Notwithstanding this, ABANCA shall take every measure as necessary within its capabilities, and taking into account the state of the art, to ensure at all times the proper operation of the website and prevent the transmission of viruses or other components that may be harmful for the user.

  4. User’s responsibilities

    Users must use the contents of the website in a diligent, legal and correct manner and consequently they undertake to:

    1. Refrain from ever using the website for purposes or with results that are unlawful, go against public morals or against generally accepted customs or public peace.
    2. Never reproduce, copy, distribute, allow public access via any means of public communication, transform or in any way modify the contents in the website, unless expressly authorised in writing by the lawful holders of the web.
    3. Refrain from using the contents of the website to send advertising, establish communication for the purposes of direct sale or any other commercial purpose whatsoever, sending spam to a group of persons regardless of its purpose, nor trade with this information or in any way disclose it.

Applicable law and competent jurisdiction

These terms of use shall be governed by the Spanish Law.

For those cases where the legislation allows the parties to voluntarily submit to a jurisdiction or venue, both ABANCA and you expressly waive their right to any other venue that may correspond and submits to the Courts of the city of A Coruña to settle any dispute or litigation that may result from the relation between you and ABANCA.

Technical means

All the technical means that are required to access the web and the providing of the services offered there by ABANCA shall be provided by you and similarly any tax or expenditure resulting from the providing of these services shall be met by you.